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Losing your health plan was baked into Obamacare regs

Losing your health plan was baked into Obamacare regs

The repeated promises that you could keep your doctor and health plan never had a basis.

These were false promises of historic magnitude, and the ramifications are that the “Dem Party is F****d” and Democrats “will own this problem forever.”

One of the benefits of Ted Cruz’s defund effort is that most Republicans can say we tried our best, but the Democrats and the Democrats alone are the reason your life has been messed up. Our hands are clean.

The loss of health plans was not just a coincidence, however, or a mere byproduct of health plan mandates requiring people to buy coverage they don’t want or need (although that was a root cause).

Rather the Obama administration passed regulations that guaranteed people would lose their health plans.  As I’ve always said, watch the regs.

The mechanism was to eviscerate so-called grandfathering of older plans.

If there was even the slightest change in the plan, even an change in a co-pay, the grandfathering was lost under the regulations. Since details of plans change all the time, and people buy new plans, the regulations guaranteed that millions, and likely tens of millions, of people would not be able to keep their plans, and as a result in many cases, lose their doctors from networks.

NBC reports, Obama admin. knew millions could not keep their health insurance [original link dead, new url here, see Update No. 2]:

Four sources deeply involved in the Affordable Care Act tell NBC NEWS that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”

None of this should come as a shock to the Obama administration. The law states that policies in effect as of March 23, 2010 will be “grandfathered,” meaning consumers can keep those policies even though they don’t meet requirements of the new health care law. But the Department of Health and Human Services then wrote regulations that narrowed that provision, by saying that if any part of a policy was significantly changed since that date — the deductible, co-pay, or benefits, for example — the policy would not be grandfathered. [See Update No. 2 below]

Buried in Obamacare regulations from July 2010 is an estimate that because of normal turnover in the individual insurance market, “40 to 67 percent” of customers will not be able to keep their policy. And because many policies will have been changed since the key date, “the percentage of individual market policies losing grandfather status in a given year exceeds the 40 to 67 percent range.”

That means the administration knew that more than 40 to 67 percent of those in the individual market would not be able to keep their plans, even if they liked them.

Yet President Obama, who had promised in 2009, “if you like your health plan, you will be able to keep your health plan,” was still saying in 2012, “If [you] already have health insurance, you will keep your health insurance.”

Democrats are downplaying the disruption to 14 million people.

But remember, we will spend 3 trillion dollars and devastate the health care system in order to bring insurance to less than twice that number of people, most of whom simply will be shoved onto Medicaid, where they will have insurance but few doctors willing to take it.

And don’t think the 14 million number is a cap. As employers drop plans in favor of the penalty, or reduce people to part time employment, tens of millions more will find themselves without the plan they thought they would have.

All of this is by design, not by chance.

Update: This is how it’s being spun — dishonestly as just about everything this administration does:

Update No. 2: Looks like NBC republished the story at a new url, and removed one key paragraph without explanation:

This might be a prophetic typo:

Update 10-29-2013 — the “missing” paragraph has been restored.


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Obama didn’t know Obama knew until he read the NBC report.

    Neo in reply to Quint. | October 29, 2013 at 12:10 am

    Valerie Jarrett ✔ @vj44

    FACT: Nothing in #Obamacare forces people out of their health plans. No change is required unless insurance companies change existing plans.

    8:07 PM – 28 Oct 2013

    By this logic, if I swing a baseball bat and it hits you in the head and you die. It’s the fault of the baseball bat (or maybe your head ? or something).

      Archer in reply to Neo. | October 29, 2013 at 1:40 pm

      By that logic, it’s the baseball bat’s fault if the bat is dinged (changed) in the process of hitting the head. Otherwise, it’s the head’s fault.

      But not the person swinging the bat. Personal responsibility doesn’t exist under these regulations.

Now that it is a done deal, the media can go after the story. Typical.

    If you stop and think for a moment that perhaps they don’t know they are telling untruths ..
    … a moment …
    These are some pretty sick folks

      Lefty Liberal Liars have no consciences, morals nor ethics, so , OF COURSE, they knew!! They knew exactly what was in it when Pelosi said, “We have to pass it to find out what’s in it”! That’s why they’ve hemmed&hawed about it for 3 years. Then, obama messed with it, adding this, taking out that, changing whatever, until even Pelosi couldn’t recognize it. Stalin&Alinsky would be so proud!!!

Obama didn’t and doesn’t know any of this. It’s not in Sports Illustrated yet. When it gets there, if they include some round ball stats with the info, he might look at the stats. So, lots of Democrats can continue telling themselves if Obama knew he would stop this.

I know we heard that line before, where? Where?

Let no one say that Obama is not a vindictive bastard intent on bringing Communism to America. Everything in Obamacare is all about power and control. Power for the government. Control of the people. How many Consevatives would be allowed to live if Obamacare is fully implemented? This law already levies higher rates on GOP states. If implemented fully, Obamacare will bring us, by design, to a one party state with a new constitution.

How are people in employer sponsored plans going to fare? If the same rules apply to those plans (and surely they will eventually?), then tens of millions will lose there plans.

    rabidfox in reply to bawatkins. | October 28, 2013 at 10:30 pm

    Employer mandate was postponed for a year. Next year we’ll be hearing about all the group plans that are being cancelled.

      aerily in reply to rabidfox. | October 29, 2013 at 9:17 am

      some employers are not waiting. Working for a hospital I have pretty good health coverage, but I just sat down with HR last week to find that our insurance is considered a “cadillac” plan under ACA. So the hospital is going to step down coverage every year till 2018 when the plan will be a clone of those marketplace plans. This allows them to avoid paying the +$10k tax per plan per year for plans that pay out over a certain amount.

      What we have now is $300 deductible, I pay 10% of any costs after deductible with a max out of pocket of $2000. drug coverage is a $10, $20 or $50 copay depending on cost of the drug.

      next year is $250 deductible, after that is paid, I’m responsible for 20% of costs with a max out of pocket of $3500 and drug coverage goes from copay to pay 20% of total cost after deductible is met.

      By 2018 plan will look something similar to $2500 deductible, after deductible I pay 40% of costs to a max out of pocket of $11,500. drug coverage is at around 40% of cost after deductible is met.

        LibraryGryffon in reply to aerily. | October 29, 2013 at 12:55 pm

        You’re doing better than my hospital. The max out-of-pocket between employee share of premiums, deductibles, and co-pays, for a family is $14,500 this year. Last year, for the same plan it was $8000. Our other option is a HDI/HSA plan, which I can’t sign up for because we also have Tricare.

        So last year (because they had already dropped the lower tier PPO/POS for the HDI) we were on Tricare only, and it’s actually working out pretty well so far. I never, ever, thought we’d think Tricare was one of the best plans out there. It still has a maximum out-of-pocket for the family of $3000. So they’ll probably change it next year to something unaffordable, as well as start charging us premiums for even Tricare Standard. I’m having a lot of schadenfreude right now, but it’s pretty heave on the schaden and too light on the freude.

    ThomasD in reply to bawatkins. | October 28, 2013 at 11:27 pm

    That’s a good question – one that Congress should be hammering the Obama administration over.

    I think we can infer some answers, but they need to be put on the spot and made to own whatever answers they give.

    An even bigger question is: What is this disaster of the Obamacare roll out doing to the greater economy?

    Millions are getting hit with notification of the need to get new insurance AND strong indications that what they will end up with is going to cost them much, much more.

    It is safe to assume that most of them simply MUST be factoring those expenses into their financial decisions, and that has to be adversely affecting other forms of spending.

    Obamacare is not only tanking the health insurance economy, it might also be doing much the same to everything else.

      There is no effect on the economy from the ObamaCare rollout.

      Any possible negative effects on the economy are due to the federal government shutdown (i.e. it’s always somebody else’s fault).

      It’s already hitting the economy. People are losing work hours because, suddenly, it’s not a 40 hr week, it’s a 30 hr week. Overtime is being cancelled. Jobs are actually being lost, and businesses closed…while people have just given up on looking for work, and gone for disability, or early retirement–and you lose a lot when you retire too early. We’ll see the real repercussions of this during the holiday season…robberies will double…and we’ve already had an uptick of robberies since obama took office. The economy HAS NOT improved, it’s only gotten worse with each obama scheme/scam. But, what did these idiots expect when they elected a born&bred Communist with “community organizer” on his resume. In Russia, during 1916-1920, the Bolsheviks were the Communist Party’s “community organizers”.

    Chicklet in reply to bawatkins. | October 29, 2013 at 12:01 am

    My employer sponsored plan was cancelled. My 70,000 colleagues and I will have to choose between tin, plastic and bubblegum plans, each and every one with a higher cost and less coverage than what we had.

    Oh, and there’s a ‘tax’ of $2.75 per pay period to cover Federal paperwork, payable out of our paychecks. Bah!

Obama needs a miracle.

His baby obamacare will most likely go down in history as the biggest snafu ever committed by a POTUS.
And what’s worse, although we already knew it, now its becoming clear and clear-er that there was never a scintilla of good faith in this whole fiasco.

    luagha in reply to Exiliado. | October 29, 2013 at 1:00 pm

    Obama already got his miracle — fracking.

    If he has followed up on it, pushed it, and used it, it would have given the boost to our economy that would have pulled us up out of the mortgage bust. Cheap, plentiful energy, chemical feedstocks, plenty of jobs.

    But no. He did everything he could to strangle it.

      He’s a born&bred Communist….the grandparents that raised him were Commies, Frank Marshall Davis was either just a mentor, or his father/mentor. It’s almost like he was groomed to take down America. We were in deep crapola when he was elected the 1st time….we are going to be destroyed because he was elected a second time. Khrushchev was very prophetic.

Wow. The Obama channel reported this. I’ll bet tomorrow they’ll report that Barry knew nothing. He don’t know nuthin’ when it comes to bad stuff. Limbaugh Theorem. Could this at least sink Sebelius?

    Sozo in reply to JerryB. | October 28, 2013 at 10:44 pm

    Baracula won’t fire Sebelius because she is a lightning rod, a focal point for a lot of the blame being passed around. If she was replaced, no one would blame her successor for Obunglecare’s ongoing and ever-growing problems, that blame would have nowhere to go but straight to the top. In my mind, Obama giving his “full support” to Sebelius is a sign that he knows it’s only going to get worse, and needs Sebelius to run interference so none of that mud splatters his shoes (or at least, as little as possible). What Obama “didn’t know” can’t hurt him, right?

    Naw!! Hillary’s still expecting to be elected in 2016! And, the biggies in the IRS are either still there, or got great “retirement/lay-off” packages. Eric Holder is still at his job. The only one that’s getting crucified is Snowden who tried to warn us by leaking information on their bamboozling.

We in the choir are enjoying all of this, but, meanwhile, obama’s insidious destruction of our country moves forward.

I just saw this funny title on ZeroHedge: Obama built that! This reminds me of a classic comment from LukeHandCool.

My wife’s insurance was cancelled. The Obamacare replacement was going to cost close to $600 per month for a high-deductible plan. We decided to just go without and take our chances. God help us.

This ENTIRE administration from top to bottom, side to side, is nothing but VILE. Oh look, I can make one of them there whatcha’macallits..EVIL!

I am really tired of the lies. Obama sets the pace but all his appointees are running right behind him. The record of deception is so bad if he accidentally told the truth about something, nobody would believe him. It is a waste of time to even listen to these people.

    rabidfox in reply to arnonerik. | October 28, 2013 at 10:33 pm

    It doesn’t stop or start with this Administration — remember that Reid and Pelosi wrote the d*mned thing and the rest of the Congressional Democrats voted for it. Let’s NEVER let their feet leave the fire over this.

This is surreal. I am ever the optimist. I did not expect history to repeat during my lifetime.

When I was a child, I spake as a child, I understood as a child, I thought as a child: but when I became a man, I put away childish things.

Sadly this is not new news. We all knew it. The news is that a mainstream media outlet finally acknowledged reality.

Obviously, if Bush had been in office, NBC and other lib outlets would have been all lover this story years ago.

Meanwhile while Obamacare bubbles, John Kerry is negotiating with Iran. O’care may be the least of our problems.

Valerie Jarrett can get on twitter and tell a bold faced lie because to progressives, truth is whatever their leaders say it is.

Are there any Democrats who have the decency to say maybe this was a terrible thing to do to citizens? And not just “how can I position myself to get reelected?” Is the whole party built of nothing but nasty, lying thieves?

MouseTheLuckyDog | October 28, 2013 at 11:03 pm

When I first saw this story a light bulb went off in my head.
The whole idea is to totally destroy healthcare, and from this the general principle:
“What is the difference between a Democrat and a Republican?”[1]
They both want everyone to be equal. The difference that Republicans want people to be equally rich and democrats to be equally poor. Except for themselves of course.

[1] Actually that should be liberal and conservative, but there is no distinction in the eyes of a lot of nonpolitical people.

Just let me say this to every one of you naysaying suspicious “folks”:

When Obama heard about this on the news, as always, he is outraged on your behalf and at some point will say so in a very enjoyable speech.

Okay? Quitcher bitchin’.

A cynic’s nightmare:
Only a portion who re-enroll will receive any subsidy to offset higher premiums that carry higher out of pocket deductibles and co-pays for mandated coverage. People, both subsidized and non-subsidized, will stop enrolling out of financial necessity because of the escalating costs. The required young eligible classified healthy group will opt to pay the penalty as they try to pay rent, car, and student loans. They’ll take the penalty as a billable on their 1040. Leaving who to support the program?

A financial medical crisis is set in motion. Enter Obama in collusion with Hillary. A Devils agreement made last year.
A National Crisis is declared. A government takeover of the insurance and medical industry by executive authority declared for national security. (Think Reagan and the Airlines Comptrollers.)

Obama and Hillary see their vision re-cast under the death spiral of Obamacare. The hope and change thing in action. The National Security/Health “crisis” should occur shortly after Hillary’s election the fall of 2016 or shortly after inauguration. Hillary appoints Bill to Homeland Security.

It’s always been about a One Payer National Health Plan and the power of being King (or Queen).
Obama plays Hillary, Bill plays Obama, Hillary has always played Bill and they all play us.

That Obama lied on all the main selling points for Obamacare is no surprise. That the MSM is reporting it is. Obamacare is stumbling and wheezing 100 yards into a 26 mile marathon of implementation. It cannot be fixed in time for the 2014 midterm elections and the GOP has a golden opportunity in the Senate. Start the betting pool on how they mess it up.

This is instructive:

“The mechanism was to eviscerate so-called grandfathering of older plans.”

This is boilerplate Obama, and a favorite of the Democrats since the Reagan years, at least: accept compromise deals solely for political reasons, renege on them at leisure. Give me something now for something I promise to give you later. Sucker’s bet. This evisceration of the grandfather clause is a perfect example of why you can’t compromise with the guy – he won’t honor anything he doesn’t like. He’ll lie and swear he will abide when he already knows he won’t. You cannot trust him, therefore you cannot deal with him.

    Juba Doobai! in reply to Henry Hawkins. | October 29, 2013 at 3:50 am

    the GOP has a golden opportunity in the Senate

    Remember, the GOP is called the stupid party for a reason. A couple of weeks ago, they snatched defeat from the jaws of victory. Come next election time, they will do everything they can to give the Democrats a break cuz, as some twit in the House said, they wish they were in the minority so they could throw spitballs at the Democrats.

      Actually, the GOP needs to round up its herd of RINOS, and send them to the Dems’ side of the aisle where they belong…Boenher, McCain, Graham, should be the 1st to go, along with anyone who has knuckled under to that threesome’s leadership. We need a Repub Party, not the Dem-Lite we have now. Millions would return to rebuild the Party.

Now that it has been confirmed that the legislation was sold as a lie, is there absolutely any legal recourse at this point?

SoCA Conservative Mom | October 28, 2013 at 11:44 pm

We all have to remember that many (Van Jones, Pelosi, Reid) wanted single payer and this was just one step in that direction. Like a journey of a thousand miles, it starts with the first step. Expect screaming from the left that the only way to fix it is single payer.

I’ve heard murmurings that they want to force everyone who has Tricare into the exchanges. Not sure how that would work, considering Tricare has no or very small monthly premiums and a current $3000 out of pocket cap for each year. Anyone taking bets you can’t find a policy with no monthly premium and a $3000 annual cap… for a family? Hmm… maybe they want veterans and members of the military to have Medicaid as their insurer.

    Actually, I don’t think they really care about single payer as any urgent issue. No money in it. No Republicans who didn’t vote for this thing were demanding a compromise. They could have done whatever they wanted, had they actually wanted single payer right away. They didn’t. If ever. (Yawn).

    As one pundit said, “They have to be the most incompetent negotiators in history” if single payer was what they wanted.

    Obama negated single payer repeatedly in his run-up to the 2008 election. Why. This is crony capitalism at its finest. Those insurance companies gave big bucks to be factored in. Ditto heavy lobbying by the psych industry to include the free mental health screenings and related nonsense. Ditto heavy lobbying by the pharmaceutical industries to the prescription pill benefits. And it continued all the way through to Michelle’s Princeton buddy at CGI getting the unbid website deal, and then donating heavily to the reelction campaign. Some promises were broken, sure, but a lot of people are making a lot of money on this. (And if it’s an uneconomic mess, well then there will be bailouts and progression to Step Two later. A win-win.)

    The only aspect that wasn’t planned was the website fiasco.

CNN: it is definitely the Republicans’ fault. They didn’t give Sebelius enough money for PR and stuff, and now they are “concern trolling”.

Concern face: 😀

The totalitarian left must be so happy everything is going according to plan so far. Obama lied, but hey, he always lies, nothing new.

The real goal (they’ll need their allies in Hollywood and NBC to help) is single payer. All they need to do is transfer the blame to the insurance companies themselves and they are closer to goal.

When the millions and millions of customers see that their friendly insurance carrier jacked up their price while their beloved president said it would go down, it’ll be spun into an insurance issue. Never mind the policy is mandated to cost more (think of all the birth control that has to be paid for), it will be someone else’s fault. And Obama will have his people investigate and bring the culprits to justice. All according to plan…

    rodaka in reply to Chicklet. | October 29, 2013 at 2:10 am

    Exactly. The sticker shock is a crucial element in getting us more quickly and surely to complete socialized medicine. As appears to be happening in Switzerland. Premiums have only increased sharply since 1996, and now of course they’re talking about decreasing their lavish spending on healthcare expenditure and introduce a ‘solidarity mechanism’, you know, like other civilized European nations; it’s simply the ‘grown up’ thing to do.

JimMtnViewCaUSA | October 29, 2013 at 12:25 am

“If there was even the slightest change in the plan, even an change in a co-pay, the grandfathering was lost under the regulations.”
I had not known this detail. Very useful as lib’s are arguing the insurance companies are throwing people off existing policies to get more money.

It is absolute horse hockey that Cruz’ grandstanding did ANY SUCH THING as convince the public “we tried out best” to stop it.

PPACA passed without a single Republican vote in either House or Senate, and required manipulation of Senate rules by Reid to ram it through after the Massachusetts Senate election. The House has passed repeal some 39 times, all blocked from a vote in the Senate by Reid.

The idea that a futile and senseless government shutdown at Cruz’ behest did anything besides build a large database of suckers for his own future fundraising is ridiculous. It is silly to even try to claim this.

This website was going to fail, the law was going to cause millions to lose their coverage, cause all costs to soar, and drive millions more onto Medicaid no matter what was done about the budget.

In fact, a “clean” CR would have entrenched the sequester cuts for a full year. Now, Reid and Democrats get another shot at getting them relaxed in three months. So it is fair to say Cruz only made things worse.

Why does this bother me enough to keep mentioning it?

Well, not so long ago another first-term Senator with a resume of some legal work and no executive experience but a knack for making speeches and a cult-like following who refused to acknowledge he could possibly be wrong came on the scene, and it’s been downhill ever since.

Obamacare is the equivilant of the Germany’s Enabling Act of 1933, which the Nazis used to consolidate power. (Thank you ‘Cheap Justice’ John Roberts.)

Read about it:

    is the ACA a terrible mess, yes. Does it redistribute wealth so that those working full time are largely funding coverage for those working part time or as contract workers, yes.

    does it upend the constitution so that the president now has increased powers. not so much.

    ACA is a lot of bad things but an enabling act it is not.

Every word they utter or write must be scrutinized. Now they say you can keep your insurance unless your evil insurance company forces a change. They are still counting on the fact that few will know that the law forces insurance companies to issue new Obamacare compliant policies any time there is any modification to your existing policy. A change of rate, a change in coverage, add a child and you trigger the provision.

[…] Lisa Myers report was linked to by many (we wrote about it below) including DrudgeReport but then it…. The Lisa Myers report then reappeared with a different URL address and a missing chunk of the most […]

BTW, whatever happened to that charming Obamacare number: 1-800-FU2CKYO? I guess it must be ringing at the WH these days, huh?

We are rapidly approaching the time when we need to break out the pitchforks and storm Versailles. Dear Leader and Michelle Antoinette need to be booted out to the curb. Oh, and we can NOT forget Valerie. If we could at least get rid of her, then I think a lot of our problems would disappear.

MaggotAtBroadAndWall | October 29, 2013 at 7:51 am

Think about the typical profile/demographic of someone who is not covered by a group plan and has had his individual plan cancelled or the rates raised and deductibles raised.

My guess is the people in the individual market are mostly entrepreneurs, small business people and self employed “contractors” of some sort. And which party do those people disproportionately vote? Republican. Some of whom are probably Tea Party supporters.

It looks to me like they deliberately designed this thing to hurt Republican voters. And Tea Party supporters.

The message is vote Republican and get hurt financially by Obamacare. Support the Tea Party and you get a twofer: you get intimidated by the IRS AND you get punished by Obamacare regulations.

It’s almost like they want to eliminate resistance by annihilating the Republican Party so they can create a progressive utopian fantasyland.

Obama the Hun knew the devastating truth the whole time. He followed his lead – Valerie Carrot – via Blackberry.

I told you so…

Now that NBC has acknowledged the first part of the great lie, the second part is to be exposed as well.

…it was always expected that the existing policy holders would finance the promises, the trick was and is to get them to be greatful for paying more. A trick obviously not pleasing to the individual policy holders but hoped easily mullified by employers paying the bulk of the needed funds. As we shall see, that hope is not forthcoming by employers cutting full time workers to avoid paying extra.

The final third of the great lie…the money from overcharging the existing policy holders will go to pay for the subsidies of illegal aliens, all 12+ million of them! This is why citizenship status IS NOT to be considered or checked.

Obama’s lies are like an onion, you peel them off a layer at a time, with the stench becoming stronger the deeper you go. But then when reaching the core, we are told “What difference does it make? What does it matter any more?”

I spoke with a Democrat, he is still processing all the broken promises yet he clings to the concept and can’t believe millions will lose their health insurance. He is confused, he can’t understand why Obama doesn’t compromise on letting these people keep their policies as an interim measure. I explain to him what we know, that single under 30’s aren’t going to sign up in sufficient numbers to finance the promises and it was the intent all along from the beginning to have the existing policy holders pay more. I get a blank stare and the subject is changed.

I must remind all of you from the very beginning of the so called debate back in 2007/2008 over ObamaCare, the inflated claims of the numbers of people who were actually without health insurance at 34 to 35 million. This was the outer core of the lie. The crashing of the economy rationalized those inflated claims to realistic estimates. The threat and passage of ObamaCare became the self fulling prophecy on the numbers without health insurance. The inflation of the numbers was the covering to get illegal aliens health insurance because by law they cannot receive Medicaid, a federal benefit, therefore liberals decided to force by law you the responsible people who had health insurance to pay for those illegals. Which btw you already did in inflated medical costs because illegals not paying the emergency room bill had to be passed on to someone, now in typical liberal fashion, they want you to pay even more so they could take credit in their typical faux moral self righteousness.

Single payer was the goal, is the goal, will be the goal.


By merely adding up recent media reports, the National Center for Public Policy Research discovered that 1.5 million insurance cancellations have already gone out. These cancellations are all due to the ObamaCare mandate that requires every health insurance policy meet a minimum requirement of a one-size-fits-all Cadillac plan that forces people to pay for coverage they neither want nor need…

…Sunday, the LA Times reported that middle-class Californians face, on average, a 30% rate increase “due to several factors ties to” ObamaCare. That is just one state, and it is another broken promise.

One could also argue that these premium increases are nothing more than tax increases to pay for ObamaCare. So that is another broken promise.

I told you so…

MSNBC Contributor Tells Hugh Hewitt Obama Deliberately Lied About Obamacare

What does it matter any more? What difference does it make? ObamaCare is passed, it’s law, we have to give it a chance to work… Tell us, will Terry McAullife be pressed on this? He is a supporter of ObamaCare and the GOP is doing what in the Virginia governors race? The Party of Stupid misses yet another golden opportunity again…

How can a regulation supersede the law? A regulation is only to provide administrative guidance on the implementation of a law. It cannot “change” the law. The insurance companies should sue HHS on the grounds that they have enacted a regulation that is contrary to the underlying law. The Republicans should be drafting a bill to clarify that any insurance plan in place at the time of passage is grandfathered in, no matter what any regulation states. They should also look at the mandated benefits and fix those also. Maternity coverage for men; how could a company even accept a premium for this?

Next boot to drop – insurance companies have until Thursday to take the opt out of Obamacare if they believe there has been a ‘material breach’ in their contract, and the failure of the enrollment apparatus certainly sounds like a material breach to me.

I predict at least one major insurance provider will opt out.

The goal is to “Fix It”. Go to work now to take back the Senate and secure the House in 2014. Get involved in your local congressional and senate elections. That is an individual initiative everyone can get behind.

Get elected those who would turn off the web site and void all contracts. Repeal, not amend. Have the states who took federal funds to perpetuate this fiasco, i.e. NY, to figure it out. The states that have their own exchanges already had an over regulated insurance system with high costs and high Medicaid benefits. Why they were the only states to see little to no increases or cancelations. Let the states regulate unto themselves. State tax payers will have to clean up their own house with local elections before they look to having the highest unemployed group, the young, and the two person/two job earning middle income families pick up the tab for bad fiscal management of state policies and revenues.

If your individual plan doesn’t offer what the ACA mandates, you’ll be cancelled and must buy Obamacare. Pretty smart but they can still go and pound sand.