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Iowa Dad to Elizabeth Warren: “those of us who did the right thing get screwed” under your student debt foregiveness plan

Iowa Dad to Elizabeth Warren: “those of us who did the right thing get screwed” under your student debt foregiveness plan

“So you’re going to pay for people who didn’t save any money and those of us who did the right thing get screwed?”

An Iowa dad expressed a view shared by many, that Elizabeth Warren’s plan to forgive student loan debt is unfair. It would let some people off the hook for unpaid debt while ignoring the people who acted responsibly and did the right thing by paying their debts.

Watch below:

Warren did an interview with CBS This Morning on Friday and was asked about that moment.

Julia Manchester reports at The Hill:

Warren: I’m not telling parents ‘tough luck’ if they already paid off student debts

Democratic presidential hopeful Sen. Elizabeth Warren (D-Mass.) denied saying she is telling parents who have already paid their tuition “tough luck,” continuing to tout her promise to forgive student loan debt.

Warren made the comments on “CBS This Morning” on Friday, less than a day after video surfaced of a man confronting Warren at an Iowa town hall to vent his frustration over how her plan to wipe out student loan debt would not reimburse him for the tuition that he’d already paid.

“We build a future going forward by making it better,” Warren told CBS. “By that same logic, what would we have done? Not started Social Security because we didn’t start it last week for you, or last month for you?”

“Think of it this way, when I was growing up, I wanted to be a public school teacher, my family had no money,” she continued.

“Are you saying tough love to these people, senator?” host Tony Dokoupil interjected.

“No, what I’m saying is there was a $50 a semester option for me. I was able to go to college and become a public school teacher because America had invested in a $50 a semester option for me,” she responded.

Here’s the clip. Warren answers by comparing her plan to the launch of Social Security, but the analogy doesn’t work. Part of the population wasn’t excluded from Social Security to the benefit of others.

I’m posting the full video below, because it is worth watching. Before they even get to the student loan debt issue, Warren is pressed with questions about her sagging poll numbers and her now famous exchange with Bernie Sanders in the last debate. This was not an easy interview for her.

The problem for Warren is that the minute anyone hears the questions from the father in Iowa, his argument makes sense. Why should some people be bailed out of their student loans while others are penalized for paying them?

Featured image via YouTube.


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notamemberofanyorganizedpolicital | January 25, 2020 at 7:17 pm

Lizzie: “Sucker!”

Look for Lizzie’s new book soon,
“How to Lose Friends and Make Enemies.”

Taxpayer A does it one way, extra work, cut back spending and is debt free, Taxpayer B lives on credit. So according to Warren the saver pays not only his regular taxes but also has to work extra to pay the taxes for the guy who lived on credit and gets a clean slate

    buck61 in reply to buck61. | January 25, 2020 at 7:19 pm

    that assumes taxpayer B actually pays taxes

    pfg in reply to buck61. | January 26, 2020 at 7:42 am

    “and those of us who did the right thing get screwed?”

    That’s the very nature/essence of liberalism – the absence of personal responsibility.

    In every collectivist system the responsible are always handed the bill for the irresponsible.

      JOHN B in reply to pfg. | January 26, 2020 at 9:48 am

      We put 3 children through college. Since the costs got too high to cover with income, we had a series of student and parent loans.

      I just finished paying off the parent loans at age 69, with interest paying over $250,000.00 over a long period of time. Delayed any thought of retirement for many years. Still have a large mortgage.

      And we never got to deduct any parent loan interest on income taxes because our income was “too high”-meaning we both had jobs.

      So when the father confronted Warren, I understood and felt everything he said – and knew how hateful her response would be.

      For myself and my wife to have to pay taxes to pay for this scheme is obscene.

      notamemberofanyorganizedpolicital in reply to pfg. | January 26, 2020 at 12:51 pm

      You Betcha!!!!!!!!

      That’s it whether the Leftists are in government, your neighborhood, or your workplace.

STUDENT DEBT FORGIVENESS plan from the Democrats is typical of most Democrat and liberal money plans… Rewards for the slackers and deadbeats, a great incentive for others to sit down at this trough and eat the slops with the other pigs.

Granddaughter #1, full-time college student, works 30+ hours a week to help defray college expenses. TS says Warren.

JusticeDelivered | January 25, 2020 at 8:11 pm

I have put my children through college, ensuring that they have no debt. Today my retirement is much more meger as a result of paying for their college.

Adding insult to injury, much of what I was paying for was bloated administration. Affirmative this and that. How much did that cost, 10%, 20% or more of the total?

Even worse, is that college brainwashed my kids and it is a big job deprogramming them.

One has their hopes of being a college professor, and has been getting a rude awakening seeing much less qualified affirmative hires take the jobs.

    healthguyfsu in reply to JusticeDelivered. | January 25, 2020 at 9:54 pm

    Your second sentence nails it, but The Democrat politicians will avoid it all day like the plague.

    America didn’t “invest in a $50 option for me” in Warren’s time. That is a blatant lie. America had less collegiate funding then than know. What changed is how much extra crap that wasn’t teaching got added in to the educational system. Like most government spending, the funding could not keep pace with the unregulated “academic freedom” afforded to the colleges to raise tuition while bloating their “perks” and pet causes.

    Warren and her types have never taken this blatant irresponsibility to task. They don’t bite the union hand that feeds their voter rolls. Going against them (like Scott Walker), would really be what is best for the country.

      notamemberofanyorganizedpolicital in reply to healthguyfsu. | January 26, 2020 at 1:15 pm

      One study discovered that for more than the past 30 years all increased funding for education ended up in school administration spending.

    Gremlin1974 in reply to JusticeDelivered. | January 25, 2020 at 11:27 pm

    I wish I could find the article, I will keep looking. Anyway it was an article I read a couple of years ago that looked into the “improvements” in education with the staggering amounts of money that governments have put into education for the past couple of decades. The outcome of the article was that there had been little to no improvement in actual outcomes, but that there had been a staggering increase in administrative costs, mostly driven by something like an 18% increase in new administrative positions and a similar increase in administrative salaries. The truly bad thing was that the “new administrative positions” didn’t actually serve a function they just split the duties that used to be handled by a similar position (a.k.a. Now you have 2 vice-principals to handle what one was handling). In most cases there was no actual reason to split the position or if there was it was because the workload has increased because of….you guessed it… administrative requirements from government.

    Barry Soetoro in reply to JusticeDelivered. | January 26, 2020 at 12:11 am

    But, the college you subsidized now has a state-of-the-art climbing wall.

    College faculty hiring is locked down by affirmative action processes. Not only that, the available positions will shrink as efficiencies increase, online will only get bigger and more kinks will be worked out of it, and acceptance in the market will increase.

    I might advise looking to industry, where they want to know if you’ll help them make a profit.

    notamemberofanyorganizedpolicital in reply to JusticeDelivered. | January 26, 2020 at 12:59 pm

    What do Democrats call child molesters?

    School Administrators!

    notamemberofanyorganizedpolicital in reply to JusticeDelivered. | January 26, 2020 at 12:59 pm

    What do Democrats call child molesters?

    School Administrators!

Morning Sunshine | January 25, 2020 at 8:45 pm

I have actually been thinking about this. I think this “loan-forgiveness” thing is a bribe to the children of the upper middle class. The truly poor have tons of other ways to pay for college – if they get there. The lower middle class who want to send their kids top college plan ahead, saving and choosing cheap local colleges.

The kids who who take out loans they cannot pay back are the entitled kids of the upper middle class who:
have never been told no
have never NOT been able to afford what they want
have never had a minimum wage job
think that “gender studies” is a valid degree for finding a job
choose a college based on friends, location, legacy, etc.

    Close The Fed in reply to Morning Sunshine. | January 25, 2020 at 9:08 pm

    Plenty of middle class kids have large loans.


      JusticeDelivered in reply to Close The Fed. | January 25, 2020 at 11:20 pm

      Their loans are so high many will not be able to buy a house for a decade or more, and most do not understand this until they try.

        Gremlin1974 in reply to JusticeDelivered. | January 25, 2020 at 11:35 pm

        Yep, my baby brother went to law school and came out with his JD and about 100K in loans. He has been out for about 12 years now and a few months ago I helped guide him through buying his first home. We finally got him to the point that he could buy a home with both him, my mother, and I helping pay off his loans.

        The sad part of this is it was the school and its advisors that “encouraged” him to enter the schools law school. What they didn’t tell him his that after finishing law school our area of the country is the #1 worst place to be a lawyer, because we are a small state and have 2 law schools pumping out new JD’s like pez dispensers.

          Dathurtz in reply to Gremlin1974. | January 26, 2020 at 5:24 am

          I managed to get through two degrees with very little debt. I married an absolutely wonderful woman, but she came with student loan debt. It took us 5 years to even THINK about buying a house.

          The system is messed up, for sure, but a prospective student in any field should do some research before investing $100,000 in a useless degree. Or maybe be flexible about moving to where the jobs are.

          Gremlin1974 in reply to Gremlin1974. | January 26, 2020 at 1:59 pm

          @hrhdhd Oh, I had that conversation with him and finally got through to him when I reminded him that I have a Diploma in Practical Nurse and, even though I have been working longer, I still was making basically the same as he was with his JD.

          But as with most Big Brother to Little Brother things, I don’t know what I am talking about until after the fact. 🙂

          Fair enough. There are a lot of young people who don’t understand the actual costs of borrowing.

    I doubt that’s a fair description of those who drop out of college or complete unmarketable (but easy) degrees. Based on biased, anecdotal data, the cases I’ve heard are largely among first-gen students and those admitted without the background to succeed, especially racial minorities given admission preference.

    Many black people, especially black women, are overwhelmed with student debt.

    Therefore she pulls from groups beside the upper middle class with her student loan cancellation idea. She augments it with a restriction that not quite everyone will get debts forgiven, and the group she leaves out is precisely the upper middle and upper class. (Bernie Sanders by contrast says he’ll cover absolutely everyone, which wouldn’t cost much more, and also has no idea what it would cost lol)

    Morning Sunshine in reply to Morning Sunshine. | January 26, 2020 at 6:24 am

    Thank you for the other information.

    I was the first in my mothers’ extended family to go to college. There was a lot of pride from them for me. But I am not preparing my (homeschool) children for college; for learning and how to learn, yes. But not college. The cost-benefit analysis does not add up.

    I respect your opinion, but I rather suspect that you are not current with your numbers. The costs are STAGGERING, and they absolutely do hit the middle class-very hard. The only classes getting a pass are the lower middle class and the poor-and it’s the middle and upper-middle classes paying their bills.

    I, too, am a homeschool mom. My student is a senior. She is a physically small, INCREDIBLY bright, nerdy girl. She is the type of student for whom college is very appropriate. Fortunately for me, she is a good kid, too; reasonable and with good judgment. Since beginning high school we have targeted schools with guaranteed merit aid. They aren’t the super selectives, but good state schools with excellent honors colleges. We are blessed that she is looking at full and near full-ride options. Because if we weren’t, we’d be in a world of hurt. Our EFCs are coming out to be ONE THIRD OF OUR GROSS INCOME. Who in the h@ll can afford that? My husband is retired and our only asset is our home, and we are seriously expected to be able to contribute 1/3 of our gross? This is also why we do not have health insurance.

    In case you cannot tell, this is one that hit me hard. I am completely fed up with our politicians punishing responsibility and enabling sloth. It’s ridiculous and cannot be sustained.

    Grr. Rant over.

    Thanks for listening. 🙂

amatuerwrangler | January 25, 2020 at 8:48 pm

Two things here:
1- Dad went to the town hall, or whatever the event was, for the express purpose of asking Warren what will be done for the people who did college without accumulating debt. Or,
2- He went as a Dem voter who is still trying to figure out which one of the candidates he will cast a vote for.

If its (1), then thanks to him for getting the issue out into the open, if its (2) then he should not be surprised by her answer. If he does not go and vote for the easiest candidate for DJT to defeat in November, he is a fool.

I am waiting to see if he gets Joe-The-Plumber treatment from the Dems.

Close The Fed | January 25, 2020 at 9:06 pm

I decided while in college that i didn’t deserve a grant (“free money”) from the government, I had the GI bill, and I worked full time to pay my tuition at a private college.

Then, I filed my income tax return, and there was no deduction for tuition, so I was charged income tax — even though I turned down the “free” govt. money.





As if Fauxcahontas or the left cares about who gets screwed so they can seize power?

But, at least the guy said it.

To implement this proposal prospectively is one thing, implementation retrospectively is another thing entirely. As currently written the proposal makes no effort to mitigate much less eliminate moral hazard. There are many families who made and are making serious sacrifices to fund their children’s or grand children’s college education. This proposal is utterly dismissive of them.

On a personal level, I was able to transfer my unused post 9/11 GI Bill education benefits to my daughter. This was in exchange for an additional four years of service and was only offered as a retention incentive to personnel with 10 years of service. Unfortunately, this led to my third Iraq deployment and the consequence of that was injuries resulting in a medical retirement.

The lack of thought to secondary and tertiary effects of this proposal reflects, IMO, a disregard for those of us who made sacrifices in lifestyle, delayed gratification and took responsibility for our children. Based on SEN Warren’s ham fisted response and the subsequent poorly reasoned attempt at damage control it is clear to me that this was viewed by her and her campaign as a win. A free goodie without any negative consequences. It shows how out of touch the campaign is when they are caught this flat footed without a coherent response to what were easily foreseen pushback.

The Friendly Grizzly | January 25, 2020 at 9:26 pm

All this is no different from those who don’t pay off their credit cards. Or, who skip on their restaurant checks. The rest of us link up the tab.

    Or who get their cars repossessed or their homes forclosed. No one force them to take out those loans. I have put off continuing my education for several years simply because I wouldn’t be able to do it without amassing what I consider to be an unacceptable amount of loans. Why go to school and finish a degree that will lead to me making about the same money for the next 10 to 20 years because of the loan payments I will have to make? I can’t justify that.

Awww, poor liddle guy.
I hope he’s got a huge second mortgage on his house and the daughter took feminist studies as a major and Social Justice Warrior Ethics as a minor so she can learn to ask “Would you like fries with that”?
If you are so stupid as to vote for democrats you should get it without lube and it should hurt really badly.
Not one ounce of sympathy for that loser dad because he voted for the idiots who are abusing him.

    healthguyfsu in reply to 4fun. | January 25, 2020 at 10:03 pm

    Umm he didn’t ask you for sympathy. He asked the question that needed to be asked, and maybe in so doing, he is waking up to reality.

    Regardless, he is symbolic of more than himself. I’m just glad he was there behind those lines where Warren would have never expected such a question and the mask came off long enough for everyone paying attention to see.

    I’ll say that even he doesn’t represent everyone screwed. There are many more people not having kids these days. Maybe they can’t afford it or maybe they can’t have children and were trying to be responsible, unlike the welfare mom/dad types. Maybe they just didn’t meet the right person to have a family with. The taxpayers in this situation are ALSO screwed because money they could include in their retirement or medical care or mortgage payment is being taken to pay for that overpriced education of kids from irresponsible people that they don’t even know. Their lack of kids means that their household doesn’t even get a poor ROI on their confiscated wealth.

    Close The Fed in reply to 4fun. | January 26, 2020 at 11:35 am

    I’m amazed anyone thinks this man voted for a dem.

    I go to events frequently, because the person is running, and I want to talk to him personally to find out what the candidate is about, and his positions on specific things. I’m there to find out what to vote for, or to pressure them to oppose/support things….

    Gosh, amazing assumptions here.

How does this dad expect fake minority women of color to make hundreds of thousands of dollars a year as college professors?

    JusticeDelivered in reply to CKYoung. | January 26, 2020 at 8:45 am

    Many colleges are following the Warmart path, hire two part time people instead of one full time, and pay both low wages and avoid covering benefits. I know one who taught computer classes who worked 2-3 colleges for over a decade before finally getting a full job which paid well. At the same time college administrator rake in big bucks.

      Yes, my college limits PT employees (including faculty) to 29 hours/week–thanks to Obamacare.

        healthguyfsu in reply to hrhdhd. | January 26, 2020 at 5:24 pm

        Really depends on the school.

        Adjunct usage is a ding on rankings for schools, so those aspiring to move up won’t do that as much. Those aspiring to stay afloat probably would do it more.

        Also, the other poster that said Obamacare affected adjunct usage…they are absolutely right, adjuncts that used to max out their allowable hours at one school now have to be nomads to several schools because of the mandated requirements of Obamacare for paying insurance at lower hours.

Wouldn’t it be fun to punch that lying, grifting, tyranical whore in the mouth?

God, just make her go away.

buckeyeminuteman | January 26, 2020 at 7:17 am

My wife and I paid off her $120K vet school loans in 7 years. I sure as hell ain’t going to vote for somwbody who will just snap their fingers and make the loan debt disappear. You went to college, you’re smart, figure out on your own how to pay them back.

This is Kant’s Categorical Imperative in practical application right here: no virtuous or moral action motivated by personal, self-interested reasons gets any sanction or credit: “…of course not!” (not even a ‘good for you’). In that system, the majority of people turn into that father’s neighbor.

A few comments.

1) Whenever any industry enjoys a guaranteed third party payment for services rendered, the costs to the consumer go up by several times the rate of inflation. This has happened in the medical field for decades, especially after the institution of medicare and medicaid. Market forces no longer drive medical care costs.

2) Whenever government gets involved in financing consumer services, this drives the costs of those services up, beyond the ability of the average consumer to afford these services without third party assistance. This occurred in the medical profession, through direct government payment, and in the housing and educational markets, through government backed lending.

Now, the plan to excuse student loan debt, is nothing more than the old free chicken in every pot promise. It is supposed to sound good and the brain dead Democrat voters are supposed to believe this is beneficial to them. But, people, by and large, are smarter now. They know that there is no free lunch. They know that Dems are just as likely to simply “forget” their promises after they are elected as not. And, middle class Democrats are embracing the notion that liberal socialism benefits no one except the politicians and the government bureaucracy which pushes it. It is a new age in American politics, which is largely populated by old age, last generation politicians.

When I attended college I made enough money in the summer to cover about 40% of the cost. (3000/7000). In my son’s case, he made $6000 over the summer and the same college would cost $70,000. Even if he made an outrageous $14,000 over the summer, it would only cover 20% of the cost. The real issue is cost of college outpacing any possible economic indicator justifying the increase. Perhaps they should hire some administrators and staff to look into it /s /s /s.

I have given this some thought and have a modified version of the proposal for your consideration. The Army and Navy offer $65K, AF, USMC and USCG offer significantly less towards college loan payment as a recruiting tool. So that we don’t impede that a civilian version would need to offer less and require service.

1. Recipient gets $10K at the end of each of the four years that they are required to contract to.
2. Recipient gets the pay and benefits of their assimilated equivalent military rank; BAH etc.
3. Recipient serves the first three years in a location based upon need and the remaining year at location of recipients choice.
4. Recipient can choose to extend the contract for two years.
5. Recipient must conform to workplace/employers policies and not violate federal, state local laws or face termination, minor traffic laws excepted.

This steals an idea/issue from the d and modifies it to meet the needs of underserved areas as well as requiring performance from the recipient.

As to assimilated rank; a bachelor’s is worth E4 as are most masters degree outside of healthcare or engineering. Healthcare related PHD are generally 02 while an MD is 03 and potentially higher based on board certification, experience or specialty.

Finally some of these folks would be assigned to an underserved area but meet the ‘farmers daughter’ or the ‘ranchers son’ get married and choose to live in that area.


    Gremlin1974 in reply to CommoChief. | January 26, 2020 at 2:13 pm

    Cand do this, it would mean having to fire all the useless bureaucrats that currently suck up a government paycheck.

    Gremlin1974 in reply to CommoChief. | January 26, 2020 at 2:14 pm

    Also, isn’t this what he TV show Northern Exposure was about, LOL!

      CommoChief in reply to Gremlin1974. | January 26, 2020 at 2:54 pm


      Glad you picked up on the similarity with Northern Exposure. The difference is the fictional MD had his tuition paid up front in exchange for agreement to serve that particular town upon graduation, while my proposal is restricted to those whom have already graduated and agree to a contract that requires service to any underserved area nationwide. This eliminates the possibility that a community pre-pays and gets stiffed by the recipient post graduation. This actually occurred in a small town in my home rural county. A kid got his entire medical school paid for them refused to meet his service commitment. A federal judge ruled in his favor that ‘being required to fulfill his contract in the town of Red Level Alabama would be culturally stifling’.

Warren may have lost the many votes of Americans who do, are doing, have done, and did what this responsible man, husband, and father did with her holier than thou persona.

Whenever a Democrat politician speaks, I’m reminded of Mencken’s definition of elections as advance auctions of stolen goods.

This Dad just found out which side of that theft he’s on.

I’m not sure what his complaint is.

Is he sore that he wouldn’t get money to which he feels entitled?

Or is he peeved that he’ll be taxed to pay for a program which won’t benefit him?

An ordinary dad exposed the flaw in her plan in one simple sentence. Harvard professors should be shamed but of course they will go on acting superior.

I have had the same thought as this dad. Why should I, through my federal taxes, subsidize deadbeat students?

I enrolled in a state school 1979) to get a degree in engineering. My parents paid the tuition for my first semester. At the beginning of the second semester, they told me that they could no longer pay out-of-pocket. I applied for financial assistance, and found i was eligible for a $500 Pell grant, a state-guaranteed student loan (7% simple interest) and I could get a work-study job.

After graduation, I had 6 months before loan payments began. I didn’t get a job until 9 months after graduation. But, I had to start paying on the loans, because THAT WAS WHAT I SIGNED UP FOR.

I got a job and paid off all of my loans in about 5 years, because THAT WAS WHAT I SIGNED UP FOR. The thought of not paying back what I had borrowed, with interest, had never crossed my mind.

I paid back my loans. Now I’m looking like a sucker.