TX High Schoolers Could Soon Be Subjected to ‘Woke’ Finance Course That Promotes ‘Racial Justice’
“…in reality, NGPF’s curriculum is a vessel for socialist propaganda and woke ideology that rejects the American notion of equality.”
It’s important for every student who graduates from high school to be exposed to financial literacy courses that teach basic skills, like how to make a budget, ways to save money, the pros and cons of credit card use, and tips on 401 (k) s and investing.
In 2025, Texas passed a law that mandated a financial literacy course requirement for students in grades 9 through 12:
HB 27 modifies Section 28.025 of the Texas Education Code to expand and strengthen personal financial literacy instruction for high school students. Under the bill, students will be required to complete a dedicated one-half credit in personal financial literacy as part of their social studies coursework to graduate. This requirement separates financial literacy from the previously combined economics and financial literacy course structure, allowing for more focused and practical instruction in managing money, budgeting, savings, credit, loans, and other real-life financial concepts.
The legislation applies to students entering ninth grade during the 2025–2026 school year or later and includes a provision to preserve the existing graduation requirements for students already in high school at the time of implementation. This initiative reflects a growing national emphasis on equipping young people with essential financial skills as they prepare for adulthood.
Sounds great, right? The California-based Next Gen Personal Finance non-profit certainly thought so, and praised it on their website:
“As a result of this legislation, 76 percent of high school students in the U.S. will now be guaranteed to take a standalone Personal Finance course,” said Yanely Espinal, Advocate for NGPF Mission 2030 and Director of Educational Outreach at Next Gen Personal Finance (NGPF), a leading nonprofit dedicated to providing high-quality personal finance curriculum and professional development at no-cost to educators and school districts. “This landmark policy is evidence of the strong, bipartisan support for equipping Texas students with essential real-world financial fundamentals.”
They had reason to celebrate the bill becoming law. At the very end of their piece on the legislation, they informed readers they had been involved in lobbying for the bill’s passage. Further, they boasted that the Lone Star State was one of 19 states that they had guided on crafting the legislation:
The NGPF Mission 2030 Fund is a nonprofit advocacy affiliate of Next Gen Personal Finance and provides technical support to policy makers in Texas, as it does in all states in pursuit of its goal to guarantee all high school students in the United States will be guaranteed to take a personal finance course before graduation. NGPF Mission 2030 Fund’s advocacy has led 19 states to pass laws ensuring a guaranteed personal finance course for high school students.
Left out of the celebratory notes, however, was what some of those lessons potentially could entail, as explained by the Cisero Institute, which bills itself as a nonpartisan public policy organization that fights “for bold policies at the state level that restore liberty, accountability, and transparency in American governance”:
NGPF presents itself as simply informing highschoolers about the basics of taxes, loans, and the like. But in reality, NGPF’s curriculum is a vessel for socialist propaganda and woke ideology that rejects the American notion of equality.
NGPF, which lobbied successfully for this new requirement, now stands ready to provide a prebuilt curriculum to every public high school in Texas. Alongside evenhanded discussion of topics like interest rates, NGPF’s curriculum smuggles in content with a clear ideological bias.
In NGPF’s unit titled “Racial Discrimination in Finance,” for instance, students are asked to compare various financial data across races and given background on how the American system has supposedly caused the unfair disparity.
[…]
NGPF repeatedly champions the notion that people must be made equal through government action––a foundational premise of both socialism and woke ideology. Students taking this curriculum are explicitly asked to find a relationship between justice and reparations. In fact, NGPF utilizes an entire section to promote reparations through biased history lessons that assert that reparations are merely “one step on the path toward racial justice.”
A curriculum being pushed on every Texas public high school — and maybe every state by 2030 — teaches students that equal treatment is unjust and equalized outcomes are "justice."
That is socialism.
And it's about to be inside a graduation-required finance course, unless the… pic.twitter.com/Sc8LuV7If9
— Cicero Institute (@InstituteCicero) August 26, 2026
A unit titled "Racial Discrimination in Finance" directs students to one explanation for financial disparities: the American economic system itself.
A separate lesson presents reparations as "one step on the path toward racial justice" — and asks students to connect justice to…
— Cicero Institute (@InstituteCicero) August 26, 2026
Missing from the curriculum: how markets actually work. Basic economic theory. The principles that built the most prosperous economy in human history.
Students are handed conclusions about the American system without ever being taught to understand it.
— Cicero Institute (@InstituteCicero) August 26, 2026
Relatedly, I should note that a Democrat donor co-founded the NGPF:
According to Open Secrets, NGPF’s co-founder Tim Ranzetta has donated to Democrats, including Congressman Ro Khanna and former U.S. Sen. Sherrod Brown (D–OH).
What a surprise.
People had until Friday the 28th to make a public comment to the Texas Board of Education on the new financial literacy course requirement and any proposed standards that could accompany it.
But something I found out while researching this topic is that, according to Julie Pickren, the District 7 member of the Texas Board of Education, the board formally rejected the NGPF’s standards in June. But…
Texas State Board of Education rejected Next Gen Personal Financial Literacy standards in the June meeting.
However, TX Law allows school districts to still purchase it & use it in classrooms. https://t.co/r3in0hOYBM— Julie Pickren (@Julie4TX) August 27, 2026
If you are the parent of a child in Texas public schools, now might be a good time to — if you haven’t already — find out more from your school district on whether they have any plans to implement any of the NGPF’s woke financial standards in their classrooms.
And also, this is just a reminder that “Woke 1” is, unfortunately, still very much alive and well in America.
– Stacey Matthews has also written under the pseudonym “Sister Toldjah” and can be reached via X. –
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Comments
Sending kids to public schools should be classified as child abuse.
“Teacher, are you going to average the test grades and give everybody in the class that average grade regardless of what they scored?”
“Of course not!”
“Then what’s the purpose of teaching this NGPF stuff?”
Maybe it will cover how statistics on withholding mortgages to blacks would have to prove that the banks make a higher profit on any mortgages to blacks, not that blacks denied mortgages.
That was the mistake that eventually collapsed the economy in 2008, treating everybody as if they were entitled to a mortgage. Worthless mortgages that were sold to investors.
I got very lucky in late 2007 because I happened to decide to listen to AM radio one day; something I rarely do. I heard a couple of ads over a couple of hours for “No money down, no proof of income, seven days out of bankruptcy” mortgages. I ain’t no money genius but that seemed CRAZY to me and here were at least two different mortgage companies offering them. How many worthless mortgages were out there with stuff like this going on? At the time, I had quite a bit invested companies that were buying up packages of mortgages. I got out of them completely. Sure, I got hurt like everyone else but I wasn’t cut to the bone like I would have been.
The left has to lie and Indoctrinate while the Kool-aid crowd celebrates.
It never ends does it.
It’s all my fault.
I feel terrible. Anxious. Depressed.
What is the solution?
Zanax
Vodka.
Why not both?
Not long before these wretched Dhimmi-crat pukes create and mandate a student “course” entitled “The pernicious role of Zionist bankers in global finance.”
The Dhimmi-crats will mandate a course in “sharia-compliant” finance, alongside that other course.
Texas seems to have been asleep at the wheel. Allowing this and all of the sharia neighborhoods and mosques in.
What is going on?
There are, unfortunately, pockets of liberalism within the Republic of Texas; Austin, Houston, San Antonio, Dallas, El Paso… We try to keep them contained.
https://uploads.disquscdn.com/images/e63bb25f4703f9bf3049c00359585a7fac1a664e528f88da116a25017db266b9.jpg
There will be a jar in the front of the classroom for the kids with money to make donations to those who don’t have as much. Leave a buck, get a Pass!