Trump Releases ‘Great Healthcare Plan’ to Lower Drug Prices, Premiums
“You’re going to get a better deal and better care. We will have maximum price transparency, and costs will come down incredibly.”
President Donald Trump released his “Great Healthcare Plan” to lower drug prices and insurance premiums.
“It’s called the Great Healthcare because it’s great health care at a lower price mandates, unprecedented accountability, and transparency from insurance companies and all healthcare providers, so that special interests can no longer profit here at your expense, boasted Trump.
Trump urged Congress to enact his plan.
Trump said the framework “locks in the massive discounts on prescription drugs” that the administration has hammered out in the past year.
“It’ll bring down drug prices 80-90% in some cases, just numbers that nobody’s ever heard of before,” stated Trump. “Your prescription drugs will come way, way down. And under this policy, the prices of many drugs will be slashed by 300 400 and even 500% starting this month at the Trumprx.gov so instead of Americans paying the highest drug prices in the world, which we have for decades, we will now be paying the lowest cost paid by any other nation.”
Trump tackles insurance premiums, which we’ve seen increase in the monthly CPI reports.
Trump said:
Next, my plan would reduce your insurance premiums by stopping government payoffs to big insurance companies and sending that money directly to the people. Obamacare was designed to make insurance companies rich. I call it the Unaffordable Care Act, with billions of dollars in taxpayer subsidies that helped their stock prices skyrocket over 1,700% as you paid more money for healthcare every single year. More and more the premiums went higher and higher.
I want to end this flagrant scam and put extra money straight into the health care savings account in your name, and you go out and buy your own health care, and you’ll make a great deal. You get better health care for less money. That way, you can choose the care that is right for your family to further reduce insurance premiums.
My plan ends the giant kickbacks to insurance brokers and corporate middlemen that only drive up the costs, and that’s what they’re intended to do, drive up the cost.
But we’re driving down the cost, and it fully funds a long neglected part of the law known as the cost sharing reduction program. This measure alone should cut premiums on the most popular Obamacare plans. It’s hard to believe there are any, because it’s a hated program. It’s unaffordable, but it’s going to cut them by an average of 10 to 15% next, the Great healthcare Plan.
The White House fact sheet claimed the cost-sharing reduction program “would save taxpayers at least $36 billion.”
The framework also requires the insurance companies:
- Publish rate and coverage comparisons in very plain English
- Publish detailed information about how much of the consumer’s money will be paid out in claims vs. how much is taken in profit.
- Release detailed data on how many claims are denied and if those claims are overturned on appeal.
- Any hospital insurer that accepts Medicare and Medicaid must post all prices.
“You’re going to get a better deal and better care,” concluded Trump. “We will have maximum price transparency, and costs will come down incredibly.”
Can we just repeal Obamacare?
THE GREAT HEALTHCARE PLAN.
President Donald J. Trump unveils the Great Healthcare Plan to lower costs and deliver money directly to the American people. 🇺🇸 pic.twitter.com/VWtNZzNbQC
— The White House (@WhiteHouse) January 15, 2026
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Comments
We.can’t do anything if it requires Congress.
There were two years during Trump I when the Congress could have repealed Obamacare in ten minutes. The fact that it wasn’t tells you the RINOs really don’t want to.
I guess you disagree with Trump.
President Trump has said the following things about the ACA:
In December 2023, he stated, “I will come up with a much better, and less expensive, alternative! People will be happy, not sad!” In April 2024, he said he was “not running to terminate” the ACA but criticized it as “not very good” and promised to make it “much better than it is right now.”
During a September 2024 debate, Trump said, “I have concepts of a plan. I’m not president right now. But if we come up with something I would only change it if we come up with something better and less expensive. And there are concepts and options we have to do that. And you’ll be hearing about it in the not-too-distant future”
At a 2024 rally, he stated, “I’m going to keep the Affordable Care Act unless we can do something much better. … If we can do something better, we’re going to do something with it. If we can do better—meaning less expensive and better health care for you—then we’ll do it. … Otherwise, we’re not doing it.”
I believe that both our health care system and our health insurance system are impossibly broken (for both providers and patients) and need to be thoroughly changed. Given the powerful special interests involved, this would be a gargantuan task. I think President Trump’s may have the skills to do it well – if he is given the opportunity. However, lessening health insurance for low income citizens without providing them with something better is a losing idea, both politically and morally.
Morally? All moral issues should be raised at your local Religious Service to raise awareness, gain pledged donations from the members. I have nothing against ‘do gooders’ until they demand I finance what they consider to be ‘good/moral’.
Politically? Yeah we need a solution but that solution doesn’t have to be gold plated it just has to work. IMO the only long term solution is to end the absurd tax treatment of employer provided healthcare that arose from a quirk in WWII era tax policy.
1. End Medicaid.
2. End Obama Care
Bank what is currently allocated by the Federal govt on those two programs.
3. Grant every adult Citizen and permanent resident Alien (green card holder) access to an HSA no matter what other sort of health IN coverage they may have.
4. Use 70% of the $ we banked to fund the HSA. Total amount ÷ by # eligible = the amount of govt funded HSA.
5. Require bare bones health IN policies to be sold aka catastrophic care policies with a couple caveat and guard rails.
A. No more than a $5 K deductible.
B. Include some basic preventive health; annual checkup, basic screening/blood work (not for every possible malady a hypochondriac wants but the universal basics) and a dental exam/cleaning.
6. Use 15% of the $ saved to provide a plus up to those with chronic/pre-existing/hugely expensive conditions as a supplement.
7. Require transparency in pricing from hospitals, clinics, pharmacy, Physicians and other providers like physical therapists so consumers can make informed cost comparisons as part of their decision about what provider to choose.
8. If a frugal consumer has $ left over at the end of the year that $ stays in the HSA but can be put into a short term bond ETF (up to 100%) or into an SP500 ETF (up to 30%) so there’s some growth potential with very tame risk but easy access to liquidate if those funds are needed for health care expenses in later years.
That puts everyone on the same basic level with access to health IN, a meaningful degree of taxpayer assistance but for everyone, helps protect those with super expensive conditions by the plus up, brings medical costs down due to transparent pricing and consumer choice, delivers more for each $ b/c we’ve cut the red tape BS, put consumers in charge by handing them the $ directly v funding IN companies. Morally speaking we’ve eliminated the have/have not issue and the DC political system picking winners and losers due to equalizing the tax treatment of purchasing health IN.
“Morally? All moral issues should be raised at your local Religious Service to raise awareness, gain pledged donations from the members.”
This is nonsense. All issues of law are moral issues.
You forgot “End Medicare subsidies”.
You also forgot “End ‘hospitals have to treat anyone regardless of whether they can pay'”
How about ending the obscene difference between what insured and non-insured people are billed for healthcare?
“IMO the only long term solution is to end the absurd tax treatment of employer provided healthcare that arose from a quirk in WWII era tax policy.”
Agree 100%
This might be a good solution:
Dr. Rand Paul Introduces Bill to Expand Health Care Freedom for the Self-Employed and Small Businesses
https://www.paul.senate.gov/265528-2/
And who was it who ran on exactly that proposal? None other than John McCain.
Interesting! However, it doesn’t make it a bad idea.
It was Trump who didn’t want to.
McCain
Yes indeed. That guy decided to shank us all in his selfish determination to be a ‘maverick’ in his mind. He was the epitome of the neocon/globalist DC uniparty goon and that last hoorah was scripted out to put his thumb into Trump’s (and our) eye to keep his place in the good graces of the DC uniparty and their corporatist puppeteers.
Prescriptions are the most obvious and visible cost to consumers, but the cost of tests and other Medical Care is enormously inflated because insurance companies have no incentive to push back on cost. The high cost just fill their coffers.
The walk-in cash price of a test might be $300 while they bill the insurance company $1,500 it’s ridiculous
It’s actually more insidious than that. The listed price they tell you the insurance company is billed is $1500 actual price reimbursed by insurance to the hospital is about $15. Most of the reimbursement I see at work is running at 1%. But if you knew it was that low you wouldn’t bother with insurance.
This is nice, but I’m still going to insist that the federal gov’t shouldn’t have a healthcare plan. No. Get the gov’t out of it. Out of “providing” it, and our of over-regulating it. That alone would bring prices down on many things. Let people join healthcare programs on their own, rather than through work, save their money for larger expenses, and actual insurance for the unexpected.
But get government out of it! (Most especially price controls!)
I think your basic assumption is that people are sufficiently intelligent, capable, and wise to take care of themselves OR that sufficient non-government charitable organizations (not government funded “NGOs”) exist to help people who aren’t.
The following things are against this assumption:
o By definition, half the population have double-digit IQs.
o A significant fraction of those with triple-digit IQs are fools.
o Our society has become so fractured and dysfunctional that such charitable organizations as exist would not be able to deal with the needs.
o Technology has increased the complexity, hence cost, of health care tremendously.
o While advocating for government to get out of the health insurance business, I hope you aren’t forgetting government subsidies for hospital care for people who can’t afford to pay. Or government subsidies for Medicare for people like you and me.
Significant reform in both health care and health insurance is possible if the legislature can find a spine. President Trump (who I don’t think is “owned” by anybody) might be able to accomplish this – against overwhelming special interests. I hope this plan will be a good start.
I hope you’re not of the “Let them die, then, and reduce the excess population” point of view.
“While advocating for government to get out of the health insurance business, I hope you aren’t forgetting government subsidies for hospital care for people who can’t afford to pay. Or government subsidies for Medicare for people like you and me.”
Currently, Medicare is rife with fraud, and “people that can’t afford to pay” include millions of illegals.
Both need to stop. The Somali scams are the tip of the fraud iceberg. Bring back DOGE for Medicare etc.
That would lower costs significantly, and coupled with PRESIDENT Trump’s cost cutting measures, may be the cure we need (pun intended).
Ah. Another ‘everyone else is stupid’ person.
Always consider that a sign of a single digit IQ.
Another ad hominem non-argument.
Oops. From the “Fact Sheet”:
“The Great Healthcare Plan stops sending big insurance companies billions in extra taxpayer-funded subsidy payments and instead send that money directly to eligible Americans to allow them to buy the health insurance of their choice.”
I suspect half the population don’t have the ability to properly “buy the health insurance of their choice”. Perhaps there are some guidelines.
Trump and the Republicans likely feel pressure to offer a plan.
It’s sad that no one of prominence is speaking about the fact that our government should not be involved with health insurance in the first place.
Obamacare may be terrible in practice but in theory it is perceived by many as a better alternative. So they will fight to keep it in place, until they actually have to use it for anything serious and realize how screwed up things have gotten. This is the lure of socialism, a promise that the State will provide, which reduces anxiety, followed ultimately by a failure to provide later when it really matters.
Talk about low energy and sad. That doesn’t even meet my low expectations of Trump. Then again at least he didn’t threaten dividends and salaries like he did with defense contractors like he did the other day.
As the evidence of his success accumulates, the wailings of those ravaged by TDS progress from histrionic to low energy and sad. Eventually some will realize how useless they have become, but there will always be a psychotic remnant who will reject the realities forever. They are to be pitied, for theirs is a dismal fate!
Trump’s success? Did he repeal Obamacare and eliminate Medicare and nobody told me?
Your reply is as sad and ineffective as this plan.
Trump may have a good idea. But, as is too often the case, he overstates his claims, and, in doing so, detracts from the claims’ validity. His medical plan is a prime example; it is mathematically impossible to reduce costs by “300 400 and even 500%.” He may not even be able to reduce costs by 1/3, 40% or 50%, but at least those figures would be within the realm of possibility.
Many of Mr. Trump’s plans are sound, but the bombast is unnecessary and unhelpful, if not downright harmful.
Across the board? Probably not. For a younger healthy person? Oh heck yes.
A healthy 22 year old with an HSA, in part funded by a much smaller % of the Federal costs currently going directly to health insurance companies. Give that person the ability to buy a catastrophic care policy with a $5 K deductible, and basic preventative care included.
That person’s costs for health insurance will drop like a stone. Especially when we require health insurance companies to charge for the actual risk profile of their individual customers as the base change.
Sicker people will see costs rise to some extent b/c their current cost doesn’t match their individual risk profile. We can mitigate that by pushing additional targeted subsidies to them to help offset. What Obama Care did was require all.sorts of extra add ons to health insurance policies that most people don’t want or use. Plus it warped risk based pricing and even service based pricing in the name of fairness. Nuns forced to pay for contraception services in their health insurance bundle is one example.